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Critical Illness Plan
Critical Illness Plan which is underwritten by MSIG Insurance (Malaysia) Bhd, offers you the cover exclusively for the 5 major critical illnesses that are considered ‘high risk’ in Malaysia.
MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
Buy now and enjoy 15% Direct Rebate
What is this product about?
Critical Illness Plan offers financial protection against five (5) major and most common critical illnesses that strike Malaysians. A lump sum payment will be made upon diagnosis of the critical illness to relieve the burden of your medical bills from your loved ones during a difficult time.
- Be protected up to RM50,000 with the Emerald Plan and up to RM70,000 with the Diamond Plan
- Full payment upon diagnosis of cancer, heart attack, stroke, coronary heart disease or kidney failure provided the Insured Person survives for at least 14 days after diagnosis
- Please apply online today for hassle-free enrolment or contact MSIG Banca Hotline at 1-800-88-6163 for more information.
*Important Notice:
The product features and benefits are subject to terms and conditions stipulated in the policy documents.
Underwritten by: MSIG Insurance (Malaysia) Bhd
Benefits and Premium Table
This plan covers:
| 5 MAJOR CRITICAL ILLNESSES | Emerald (RM) | Diamond (RM) |
|---|---|---|
| Cancer | 50,000 | 70,000 |
| Heart Attack | 50,000 | 70,000 |
| Stroke | 50,000 | 70,000 |
| Coronary Heart Disease | 50,000 | 70,000 |
| Kidney Failure | 50,000 | 70,000 |
The total premium that you have to pay may vary depending on your age limit and gender:
Annual Premium Table
| Woman | Emerald (Non Smoker) (RM) |
Diamond (Non Smoker) (RM) |
|---|---|---|
| 18 - 24 | 34 | 43 |
| 25 - 29 | 50 | 59 |
| 30 - 34 | 71 | 100 |
| 35 - 39 | 119 | 166 |
| 40 - 44 | 192 | 269 |
| 45 - 49 | 265 | 371 |
| 50 - 54 | 374 | 524 |
| 55 - 59 | 498 | 697 |
| 60 - 64 | 640 | 897 |
| Men | Emerald (Non Smoker) (RM) |
Diamond (Non Smoker) (RM) |
|---|---|---|
| 18 - 24 | 40 | 46 |
| 25 - 29 | 46 | 53 |
| 30 - 34 | 60 | 79 |
| 35 - 39 | 88 | 113 |
| 40 - 44 | 156 | 218 |
| 45 - 49 | 243 | 341 |
| 50 - 54 | 404 | 564 |
| 55 - 59 | 678 | 948 |
| 60 - 64 | 1,046 | 1,468 |
Note:
- Commission of 0% will be payable to Hong Leong Bank for providing insurance advice & claims assistance / services to you when you purchase a policy through this site. Otherwise please visit www.msig.com.my.
- You are obligated to pay any applicable taxes (which include but not limited to service tax and RM10 stamp duty) imposed by the Malaysian tax authorities in relation to your Policy.
Eligibility
All Malaysians, Permanent Residents, Work Permit/Employment Pass Holders or otherwise legally employed in Malaysia between 18 to 59 years of age at the date of first enrolment are eligible to apply. Cover may be granted beyond age 59 provided you are enrolled in the Plan before that age and have remained continuously covered thereafter, up to the maximum age of 64.